Everything built around capital preservation
A closer look at the tools and principles behind Rowan Kapithal's approach — designed for retirees and pre-retirees who want clarity, not complexity.
A full picture before any recommendation
Every engagement starts with a structured review of what you already hold — not a sales pitch for something new.
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Holdings consolidated in one view
We map pensions, ISAs, and other accounts together so overlaps and gaps in your exposure are easy to see.
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Risk measured, not assumed
Volatility and concentration are assessed against your stated time horizon and income needs, not a generic model.
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Fee and cost breakdown
Underlying charges are itemised clearly, so you can see what you are actually paying across each holding.
Reporting designed for steady decisions
Markets move, but the reporting you receive from Rowan Kapithal stays consistent, legible, and focused on what matters for drawdown planning.
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Scheduled check-ins
Reviews are set at an agreed cadence rather than triggered by market noise, reducing reactive decision-making.
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Plain-language summaries
Each report explains what changed and why, avoiding jargon that obscures the actual implications for your plan.
A straightforward four-step process
No lengthy onboarding and no obligation to act on what we find.
Share your holdings
Provide statements or account access for the portfolios you'd like reviewed.
Receive the analysis
We assess risk, cost, and concentration, and document findings in a clear report.
Discuss the findings
Walk through the report together and ask questions before deciding anything.
Decide your next step
Act on the recommendations, request adjustments, or simply keep the analysis for reference.
Built to limit unnecessary drawdown
Preservation of capital guides every feature we offer — from how we measure risk to how we present it back to you.
Rather than chasing short-term performance, our review process flags concentration risk, excessive cost drag, and misalignment with your time horizon — the factors most likely to erode capital over a retirement timeline.
Example illustration of allocation aligned to a stated risk tolerance. Actual results vary by portfolio and market conditions.
Features, explained
Is the portfolio review a one-off or ongoing?
Both options are available. Some clients request a single review; others prefer scheduled check-ins at an agreed interval to monitor allocation over time.
Do you manage my money directly?
No. Rowan Kapithal provides analysis and recommendations. Any changes to your accounts remain under your control or that of your existing provider.
What information do I need to provide?
Typically, recent account statements or read-only access covering the holdings you want reviewed. We'll confirm exactly what's needed before you start.
Is this suitable for every portfolio size?
The review process is designed primarily for retirees and pre-retirees focused on capital preservation. Suitability for your specific situation is discussed before any engagement begins.
This page describes the general features of our review process. It is not personalised advice. Capital invested is at risk, and past performance is not a guide to future performance.
See how these features apply to your portfolio
Request a review and receive a clear, independent breakdown of your current holdings.
Discover our approachNo obligation. Your data is reviewed confidentially and is never sold to third parties.